With all these options to choose from, choosing an insurance agent can seem overwhelming at first. It’s important to be well-informed before you make this important decision, so take your time, do your study, meet with a few different brokers, ask questions, and then choose an insurance broker that can provide the best policy for your needs.
First of all, let’s define what an insurance broker does and how he or she does it. An insurance broker represents you by surveying the market and bringing back options that you review. Many companies such as Farmers and Allstate just work with agents that sell their products. This limits the choices available to their clientele. Brokers are independent insurance brokers who work to find the very best available policies for their clients. After having passed an insurance examination, they receive commissions and has to be licensed.